How to Really $ave Money on Funeral Expenses

[et_pb_section fb_built=”1″ _builder_version=”3.21.1″ custom_padding=”32px|0|0|0|false|false”][et_pb_row custom_padding=”0px||0||false|false” _builder_version=”3.21.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″][et_pb_accordion icon_color=”#2f4203″ _builder_version=”3.21.1″][et_pb_accordion_item title=”Understand there are Rules & Regulations to the Funeral Industry” open=”off” _builder_version=”3.21.1″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em”]The Federal Trade Commission is in charge of regulating the funeral industry. These safeguards help Consumers to retain an ethical boundary to an emotional expense.[/et_pb_accordion_item][et_pb_accordion_item title=”The State of Illinois has educational/ethical requirements for Funeral Directors” open=”off” _builder_version=”3.21.1″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em”]This State requires that Funeral Directors be trained in the various skills needed to walk a family through an emotionally charged time of their life. These skills extend to a variety of grief training abilities to help engage family dynamics at the time of a death.[/et_pb_accordion_item][et_pb_accordion_item title=”%22Third Party Providers%22 may or may not %22save you money%22″ open=”off” _builder_version=”3.21.1″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em”]Many consumers do not deal with funeral merchandise very often, so they are often at a disadvantage to understand whether or not they are “saving money” by buying merchandise from an un-related, unknown source outside their own community.[/et_pb_accordion_item][et_pb_accordion_item title=”Final Expense Plans must be studied thoroughly to understand %22what you are getting%22 and whether it safeguards your money or not.” open=”off” _builder_version=”3.21.1″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em”]There are two types of Pre-Arranged funeral plans. A Trust plan and Insured plans. You need to know the differences and how they will affect you at the time you need to use them.[/et_pb_accordion_item][et_pb_accordion_item title=”Do Yourself a favor. Be an informed Consumer.” open=”off” _builder_version=”3.21.1″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em”]Take the time to check out the businesses you are dealing with. Even if the time seems limited and stressed. Do they have a business license in the county you are in? If this is a prearranged plan,…who and where are they keeping your money? An unlicensed, door-to-door salesman can be a bit pushy. Don’t let them be. Are they telling you to forgo checking with a reputable funeral provider?[/et_pb_accordion_item][et_pb_accordion_item title=”Compare the Service. Compare the Savings.” open=”on” _builder_version=”3.21.1″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em”]Although you may not have to go through this kind of purchase very often….it’s important to do your own research. You will come out on top in the end.[/et_pb_accordion_item][/et_pb_accordion][et_pb_text _builder_version=”3.0.74″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]

MONEY_PIC-173x161The Federal Trade Commission is the regulating body that oversees the pricing in the funeral industry. It regulates the exact format that the general price list to the public must be presented.

The state of Illinois regulates the requirements in both schooling and licensing in which to work as a funeral director/embalmer. The Comptroller’s Office determines the bonding licenses that regulate how and where monies are kept when “prearranging” funerals and funeral merchandise. The State also has specific laws surrounding the operation of cemeteries, their function and related merchandise. Illinois Counties and Cities have laws in which a business must follow to be given the right to operate. All these in an attempt to safeguard the consumer.

Some of these very detailed laws came to be, simply because of instances of greedy people, of “Curbside Funeral Directors” etc. had come to light,…those who didn’t want to “follow the rules” and had no real regard for the end use consumer.  These people just decided to go “into the funeral business”. When a person who wants to do “business” in the funeral industry, and then decides to “shortchange” any of the legal requirements, it is always the consumer that suffers the questionable outcome. Illinois currently has a bill pending regarding this illegal, extended activity.

A few years back, the funeral laws were adjusted to be in favor of the consumer, when the added opportunity for people “outside” of the funeral industry to “provide” funeral products came into being. (Not funeral services, just funeral merchandise). These “third party” options were originally given to opportunity to offer the informed customer other places to available to purchase funeral merchandise, besides the professional funeral provider,…if they chose to. (The licensed funeral director is still the legal entity to provide funeral services). In theory, a very good law. But just like many other industries, greed has been injected into the mix and now the consumer must be very diligent to research and review what he is getting in the end.

Many times these “Third Party Providers” tout how much they are the “only one” who “Cares” about you and your family,…  and how “Bad” the established funeral providers are to you, the consumer…. But that kind of “Care” can shortchange your legal safeguards and the laws put in place for you,.. the paying consumer.CORB4450

These “third party providers” care about getting your money in their pocket. That’s it. They don’t have invest in payroll taxes, or licensing fees.  They can’t provide any funeral services,..now or at the time they will be needed. These Promoters certainly are not invested in the community for the long haul. We have found that some of these firms have even told the customers that they “work with the local funeral homes” or that the “local funeral homes buy their caskets and merchandise from us too.” The answers to both of those deceptive quotes are a definite NO and NEVER.

These Outside Providers often “explain” what they are selling to you, but what are you really getting for your money? Do you have an “apples to apples” comparison in order to make the best decision for your money,…for your family? If neither one of you has any experience working in the funeral industry, and if you have not taken the time to actually visit with a legitimate funeral provider to find out what you should be comparing your purchase to,… then how do you really know what you are supposed to be getting for your money???!!!

At Tanzyus Logan, we follow the rules. All of them. We are accountable to the State of Illinois, to the Federal Government and to the families we serve. We pay all of the necessary fees and taxes and keep up with all the licenses required.

We are accountable to the Comptroller’s Office for our prearrangement plans. We are a family owned business and We grew up here,…we live here. We are fully invested in the community. We are the ones who “Care” about providing families good service and merchandise that is American made and fairly priced, (and often for less than the Off-brands) for many years to come.

We have had the experience of receiving third party “merchandise” and it always makes me sad. Sad that the family we are serving for funeral services, got an definitively inferior product (usually foreign made) and they paid A LOT more for it than what we could have provided for them.

Please, do yourself a favor.  Be an informed consumer. Take the time to check out the businesses you are dealing with. Even if the time seems limited and stressed. Do they have a business license in the county you are in? If this is a prearranged plan,…who and where are they keeping your money? An unlicensed, door-to-door salesman can be a bit pushy. Don’t let them be. Are they telling you to forgo checking with a reputable funeral provider? And stay away from any specific one? That “they” are the only ones that can help you, no one else?… Then be wary. Check around anyway. You are smart enough to know what to do from there. There is no harm in getting all the facts before you make a major funeral purchase decision, especially like a casket or a prearranged plan. In the end, you’ll be assured that for you and your family,… you made the best choice.

Compare the Service,…  Compare the Savings
The following shows an “apples to apples” comparison in just a couple of caskets we have “received” as the result of a “third party purchase” gone wrong for the customer.MCMPCasketSales062013

Take a look at an “apples to apples” comparison on two “third party” deliveries we received for some of the families we were serving. Each family specifically purchased
a “prearranged” contract with WE CARE, the local area “casket store”
and even paid storage fees for their casket purchases.

At Tanzyus-Logan, our insured Prearrangement plans are for exact amounts.
Since we buy American,… No storage fees are necessary.  Distributed by Hoffman Burial Supplies, sold only to reputable funeral providers, their Style  “Trenton,” American Made
Or   Distributed by Batesville Casket Company…   Sold only to reputable funeral providers, their Style “

webPROMOmcmpCASKETS1

Please Note:

WE CARE has tied themselves to Macon County Memorial Park in Harristown, Illinois.

What they delivered to us for the family What they could have chosen instead
Family One  They Paid $2390.00
Plus a $300.00 storage fee      $2690.00  (a copy of the contract is in our office)

We sell an American Made version
of this one by Hoffman Burial for $ 1600.00 and by Batesville Casket for $ 2195.00
No added Storage Fees necessary.

20g Steel Casket with a gasket. Rosetan Crepe Interior. Coppertone in color with Ebony shading. Distributed by Hoffman Burial Supplies. sold only to reputable funeral providers, Style “Tremont,” is American Made

A 20g Steel Casket with a gasket. Ivory Crepe Interior. Coppertone in color with shading of dark brown. No “branding” and no label is a usual indication that it is a foreign made item.
Or    Distributed by Batesville Casket Company
Sold only to reputable funeral providers, their Style “

Family Two    No “branding” is a usual indication that it is a foreign made item.

caskets direct pic 1
“Caskets Direct” is same third party sales and is now new name for “We Care” Casket Sales

 

 

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